Required for Enrollment
Student Health Insurance in Germany
Statutory health insurance (gesetzliche Krankenversicherung) is mandatory to enroll at any German university. Cost: ~€110/month.
⭐ Best for International Students
TK (Techniker Krankenkasse)
€110/mo
Student rate
- ✓ Best English-language support
- ✓ Online enrollment
- ✓ Largest statutory insurer in Germany
- ✓ All digital
AOK
€110/mo
Student rate
- ✓ Regional offices across Germany
- ✓ Excellent dental coverage
- ✓ Family insurance options
- ✓ Walk-in support
BARMER
€110/mo
Student rate
- ✓ Strong mental health support
- ✓ Excellent online portal
- ✓ International students welcome
- ✓ Active student community
How to Enroll
- Choose a statutory insurer (TK, AOK, or BARMER) and sign up online
- Receive your insurance membership certificate (Versicherungsnachweis)
- Submit certificate during university enrollment (Immatrikulation)
- Premiums deducted automatically from your bank account monthly