German Block Account (Sperrkonto)
Every student visa for Germany requires a blocked account proving €11,208. Open yours in as little as 1 business day. Compare the top 3 providers below.
What is a German Block Account?
A blocked account (Sperrkonto) is a special German bank account required for student visas. You deposit €11,208 (2026 rate) to prove you can support yourself financially for one year. The money is "blocked" — released in monthly installments of €934 once you're in Germany.
€934/month released to your German account
100% online, no paperwork
German embassy accepts all 3 providers
2026 official requirement (updated annually)
Compare Block Account Providers
Fintiba
The digital pioneer for German block accounts
- ✓ Free IBAN
- ✓ TK health insurance integration
- ✓ Visa letter within 24h
- ✓ Mobile app
Expatrio
Block account + health insurance + more
- ✓ Health insurance bundle
- ✓ Liability insurance add-on
- ✓ Multilingual support
- ✓ Visa letter
Coracle
Modern platform with zero setup fee
- ✓ Free account setup
- ✓ Monthly disbursements
- ✓ English support
- ✓ Quick visa letter
How to Open Your Block Account — Step by Step
Pick from Fintiba, Expatrio, or Coracle above. All are accepted by German embassies worldwide.
Sign up on the provider's website with your passport details. Takes 10–15 minutes.
Video or document identity verification. Fintiba uses IDnow, Expatrio uses WebID.
Wire transfer from your home country bank. Allow 2–5 business days for international transfers.
Once funds clear, you receive an official letter for your visa application within 24h.
Your German bank receives €934/month automatically from your block account.
Coming from a specific country?
We have tailored block account guides for 40+ countries, including local bank transfer instructions, embassy contacts, and community tips.